Buy Now, Pay Later – Q2 2022 Update & Competitive Outlook

  • Public Equity
  • Financials
  • North America


Former executive at Affirm Holdings Inc


  • Buy now, pay later operating environment update
  • Competitive positioning of closed-loop providers such as Affirm (NASDAQ: AFRM) and Klarna vs open-loop offerings such as Visa (NYSE: V) and Mastercard (NYSE: MA)
  • Product diversification strategy and viability of a pure-play buy now, pay later business model
  • Regulatory environment and recent action from the CFPB (Consumer Financial Protection Bureau)
  • Market growth outlook, including opportunities and threats


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